Simple Online Personal Finance System
October 8th, 2007 : David CarnesMy wife and I have been using Microsoft Money since 1997 to manage our personal finances. Overall it has been good – but over the last couple years the system has started to break down for us.
We have found that we both need access to the account information so we can discuss it, track it, and maintain the accounts (you know, all those things you’re supposed to do with $$ as a couple, right?). Microsoft Money, Quicken and other software systems are problematic because we have to install them and access them on one machine or else do two installs and swap files, etc. We’ve found using Money that it was hard for us both to engage because one of us invariably had to do most of the entry (Lisa in our case).
So we went looking for a web based personal financial system. Our journey has led us to Mint, Wesabe, and Mvelopes and have now come out with a clear winner – ClearCheckBook.com.
It is simple, easy to use, works with my iPhone and best of all is free. We got all our accounts loaded within 20 minutes on Saturday. If you’re looking for a register to track personal expenses – this is a really good tool that I can recommend.
Tags: iPhone, Tools, Useful, Web-Applications
October 9th, 2007 at 11:04 am
Another good thing that ClearCheckBook.com does is that it does not automatically import your money files. Yes, you read this right – it is not automatic. I found that with MS Money it is really easy to become detached to your money. The program does it all for you. Manually entering the numbers forces you to engage with your financial world.
November 23rd, 2011 at 9:10 am
I’m a contract worker and most of the time I’m away from home. One of the major problems while living in different countries is that you handle transactions in currencies other than US$. Most of the personal finance programs I had previously tried didn’t offer the right solutions for me: the account was either tied to one currency only (US$), or you had to open an account for each currency separately which is quite unpractical (such an option was available in some European financial programs). I recommend InEx personal finance software to people handling multi-currency operations.